Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Don't Buy The Hype There are a lot of misconceptions about Social Security. Here’s the truth about three of them. Retirement Income and the Traditional Portfolio Experiencing negative returns early in retirement can potentially undermine the sustainability of your assets. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.